Europe Mobile Banking Market Size, Share & Trends Analysis Report By Platform (Android, iOS, and Others), By Transaction (Consumer-to-business, and Consumer-to-consumer), By Country and Growth Forecast, 2024 - 2031

The Europe Mobile Banking Market would witness market growth of 16.0% CAGR during the forecast period (2024-2031).

The Germany market dominated the Europe Mobile Banking Market by Country in 2023, and would continue to be a dominant market till 2031; thereby, achieving a market value of $392.9 Million by 2031. The UK market is exhibiting a CAGR of 15% during (2024 - 2031). Additionally, The France market would experience a CAGR of 16.8% during (2024 - 2031).

Users can deposit checks remotely by capturing images of them using their mobile devices and submitting them through the banking app. This service gives users more convenience and flexibility by removing the requirement to visit an ATM or bank location to deposit checks. Also, some banking apps offer features for applying for loans, mortgages, or credit products directly from the app. The loan application process is simpler for users by allowing them to submit loan applications, upload necessary documents, and monitor the status of their applications via the banking platform.

Likewise, banking apps often include digital wallet functionalities that allow users to digitally store payment cards, loyalty cards, and coupons on their smartphones. Users can make contactless payments in stores, online purchases, and peer-to-peer payments using their mobile wallets, enhancing convenience and security.

99.7 % of enterprises making e-sales in 2022 in the EU accommodation sector received orders via websites or apps. In 2022, 45.9 % of large enterprises conducted e-sales, corresponding to an e-sales value of 22.9 % of total turnover in this size class. Of the medium-sized enterprises, 30.2 % made e-sales, generating 15.1 % of total turnover in this size class. By contrast, 20.8 % of small enterprises engaged in e-sales, generating 8.1 % of the turnover of such enterprises. Therefore, the increasing e-commerce sector in the region is driving the market’s growth.

Free Valuable Insights: The Global Mobile Banking Market will Hit USD 5.7 Billion by 2031, at a CAGR of 16.5%

Based on Platform, the market is segmented into Android, iOS, and Others. Based on Transaction, the market is segmented into Consumer-to-business, and Consumer-to-consumer. Based on countries, the market is segmented into Germany, UK, France, Russia, Spain, Italy, and Rest of Europe.

List of Key Companies Profiled

• Mitsubishi UFJ Financial Group, Inc. (Mitsubishi group)
• JPMorgan Chase & Co.
• Wells Fargo & Company
• BNP Paribas S.A.
• American Express Company
• HSBC Holdings plc
• UBS AG (UBS Group AG)
• CAPITAL ONE FINANCIAL CORPORATION
• The Bank of America Corporation
• Citigroup Inc.

Europe Mobile Banking Market Report Segmentation

By Platform

• Android
• iOS
• Others

By Transaction

• Consumer-to-business
• Consumer-to-consumer

By Country

• Germany
• UK
• France
• Russia
• Spain
• Italy
• Rest of Europe

Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 Europe Mobile Banking Market, by Platform
1.4.2 Europe Mobile Banking Market, by Transaction
1.4.3 Europe Mobile Banking Market, by Country
1.5 Methodology for the research

Chapter 2. Market at a Glance
2.1 Key Highlights

Chapter 3. Market Overview
3.1 Introduction
3.1.1 Overview
3.1.1.1 Market Composition and Scenario
3.2 Key Factors Impacting the Market
3.2.1 Market Drivers
3.2.2 Market Restraints
3.2.3 Market Opportunities
3.2.4 Market Challenges

Chapter 4. Competition Analysis - Global
4.1 KBV Cardinal Matrix
4.2 Recent Industry Wide Strategic Developments
4.2.1 Partnerships, Collaborations and Agreements
4.2.2 Product Launches and Product Expansions
4.2.3 Acquisition and Mergers
4.3 Top Winning Strategies
4.3.1 Key Leading Strategies: Percentage Distribution (2019-2023)
4.3.2 Key Strategic Move: (Mergers & Acquisition: 2021, Jun – 2024, Feb) Leading Players
4.4 Porter Five Forces Analysis

Chapter 5. Europe Mobile Banking Market by Platform
5.1 Europe Android Market by Country
5.2 Europe iOS Market by Country
5.3 Europe Others Market by Country

Chapter 6. Europe Mobile Banking Market by Transaction
6.1 Europe Consumer-to-business Market by Country
6.2 Europe Consumer-to-consumer Market by Country

Chapter 7. Europe Mobile Banking Market by Country
7.1 Germany Mobile Banking Market
7.1.1 Germany Mobile Banking Market by Platform
7.1.2 Germany Mobile Banking Market by Transaction
7.2 UK Mobile Banking Market
7.2.1 UK Mobile Banking Market by Platform
7.2.2 UK Mobile Banking Market by Transaction
7.3 France Mobile Banking Market
7.3.1 France Mobile Banking Market by Platform
7.3.2 France Mobile Banking Market by Transaction
7.4 Russia Mobile Banking Market
7.4.1 Russia Mobile Banking Market by Platform
7.4.2 Russia Mobile Banking Market by Transaction
7.5 Spain Mobile Banking Market
7.5.1 Spain Mobile Banking Market by Platform
7.5.2 Spain Mobile Banking Market by Transaction
7.6 Italy Mobile Banking Market
7.6.1 Italy Mobile Banking Market by Platform
7.6.2 Italy Mobile Banking Market by Transaction
7.7 Rest of Europe Mobile Banking Market
7.7.1 Rest of Europe Mobile Banking Market by Platform
7.7.2 Rest of Europe Mobile Banking Market by Transaction

Chapter 8. Company Profiles
8.1 Mitsubishi UFJ Financial Group, Inc. (Mitsubishi group)
8.1.1 Company Overview
8.1.2 Financial Analysis
8.1.3 Recent strategies and developments:
8.1.3.1 Partnerships, Collaborations, and Agreements:
8.2 BNP Paribas S.A.
8.2.1 Company Overview
8.2.2 Financial Analysis
8.2.3 Regional Analysis
8.2.4 Recent strategies and developments:
8.2.4.1 Partnerships, Collaborations, and Agreements:
8.2.4.2 Acquisition and Mergers:
8.3 UBS AG (UBS Group AG)
8.3.1 Company Overview
8.3.2 Financial Analysis
8.3.3 Segmental and Regional Analysis
8.3.4 Recent strategies and developments:
8.3.4.1 Partnerships, Collaborations, and Agreements:
8.4 Capital One Financial Corporation
8.4.1 Company Overview
8.4.2 Financial Analysis
8.5 Citigroup Inc.
8.5.1 Company Overview
8.5.2 Financial Analysis
8.6 JPMorgan Chase & Co.
8.6.1 Company Overview
8.6.2 Financial Analysis
8.6.3 Segmental and Regional Analysis
8.6.4 Recent strategies and developments:
8.6.4.1 Partnerships, Collaborations, and Agreements:
8.6.4.2 Acquisition and Mergers:
8.6.5 SWOT Analysis
8.7 HSBC Holdings plc
8.7.1 Company Overview
8.7.2 Financial Analysis
8.7.3 Recent strategies and developments:
8.7.3.1 Product Launches and Product Expansions:
8.7.3.2 Acquisition and Mergers:
8.8 The Bank of America Corporation
8.8.1 Company Overview
8.8.2 Financial Analysis
8.8.3 Segmental and Regional Analysis
8.9 Wells Fargo & Company
8.9.1 Company Overview
8.9.2 Financial Analysis
8.9.3 Recent strategies and developments:
8.9.3.1 Partnerships, Collaborations, and Agreements:
8.9.3.2 Product Launches and Product Expansions:
8.9.4 SWOT Analysis
8.10. American Express Company
8.10.1 Company Overview
8.10.2 Financial Analysis
8.10.3 Regional Analysis

TABLE 1 Europe Mobile Banking Market, 2020 - 2023, USD Million
TABLE 2 Europe Mobile Banking Market, 2024 - 2031, USD Million
TABLE 3 Partnerships, Collaborations and Agreements– Mobile Banking Market
TABLE 4 Product Launches And Product Expansions– Mobile Banking Market
TABLE 5 Acquisition and Mergers– Mobile Banking Market
TABLE 6 Europe Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 7 Europe Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 8 Europe Android Market by Country, 2020 - 2023, USD Million
TABLE 9 Europe Android Market by Country, 2024 - 2031, USD Million
TABLE 10 Europe iOS Market by Country, 2020 - 2023, USD Million
TABLE 11 Europe iOS Market by Country, 2024 - 2031, USD Million
TABLE 12 Europe Others Market by Country, 2020 - 2023, USD Million
TABLE 13 Europe Others Market by Country, 2024 - 2031, USD Million
TABLE 14 Europe Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 15 Europe Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 16 Europe Consumer-to-business Market by Country, 2020 - 2023, USD Million
TABLE 17 Europe Consumer-to-business Market by Country, 2024 - 2031, USD Million
TABLE 18 Europe Consumer-to-consumer Market by Country, 2020 - 2023, USD Million
TABLE 19 Europe Consumer-to-consumer Market by Country, 2024 - 2031, USD Million
TABLE 20 Europe Mobile Banking Market by Country, 2020 - 2023, USD Million
TABLE 21 Europe Mobile Banking Market by Country, 2024 - 2031, USD Million
TABLE 22 Germany Mobile Banking Market, 2020 - 2023, USD Million
TABLE 23 Germany Mobile Banking Market, 2024 - 2031, USD Million
TABLE 24 Germany Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 25 Germany Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 26 Germany Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 27 Germany Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 28 UK Mobile Banking Market, 2020 - 2023, USD Million
TABLE 29 UK Mobile Banking Market, 2024 - 2031, USD Million
TABLE 30 UK Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 31 UK Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 32 UK Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 33 UK Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 34 France Mobile Banking Market, 2020 - 2023, USD Million
TABLE 35 France Mobile Banking Market, 2024 - 2031, USD Million
TABLE 36 France Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 37 France Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 38 France Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 39 France Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 40 Russia Mobile Banking Market, 2020 - 2023, USD Million
TABLE 41 Russia Mobile Banking Market, 2024 - 2031, USD Million
TABLE 42 Russia Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 43 Russia Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 44 Russia Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 45 Russia Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 46 Spain Mobile Banking Market, 2020 - 2023, USD Million
TABLE 47 Spain Mobile Banking Market, 2024 - 2031, USD Million
TABLE 48 Spain Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 49 Spain Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 50 Spain Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 51 Spain Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 52 Italy Mobile Banking Market, 2020 - 2023, USD Million
TABLE 53 Italy Mobile Banking Market, 2024 - 2031, USD Million
TABLE 54 Italy Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 55 Italy Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 56 Italy Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 57 Italy Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 58 Rest of Europe Mobile Banking Market, 2020 - 2023, USD Million
TABLE 59 Rest of Europe Mobile Banking Market, 2024 - 2031, USD Million
TABLE 60 Rest of Europe Mobile Banking Market by Platform, 2020 - 2023, USD Million
TABLE 61 Rest of Europe Mobile Banking Market by Platform, 2024 - 2031, USD Million
TABLE 62 Rest of Europe Mobile Banking Market by Transaction, 2020 - 2023, USD Million
TABLE 63 Rest of Europe Mobile Banking Market by Transaction, 2024 - 2031, USD Million
TABLE 64 Key Information – Mitsubishi UFJ Financial Group, Inc.
TABLE 65 Key Information – BNP Paribas S.A.
TABLE 66 Key Information – UBS AG
TABLE 67 Key Information – Capital One Financial Corporation
TABLE 68 Key Information – Citigroup Inc.
TABLE 69 key information – JPMorgan Chase & Co.
TABLE 70 Key Information – HSBC Holdings plc
TABLE 71 Key Information – The Bank of America Corporation
TABLE 72 Key Information – Wells Fargo & Company
TABLE 73 Key Information – American Express Company

List of Figures
FIG 1 Methodology for the research
FIG 2 Europe Mobile Banking Market, 2020 - 2031, USD Million
FIG 3 Key Factors Impacting Mobile Banking Market
FIG 4 KBV Cardinal Matrix
FIG 5 Key Leading Strategies: Percentage Distribution (2019-2023)
FIG 6 Key Strategic Move: (Mergers & Acquisition: 2021, Jun – 2024, Feb) Leading Players
FIG 7 Porter’s Five Forces Analysis – Mobile Banking Market
FIG 8 Europe Mobile Banking Market share by Platform, 2023
FIG 9 Europe Mobile Banking Market share by Platform, 2031
FIG 10 Europe Mobile Banking Market by Platform, 2020 - 2031, USD Million
FIG 11 Europe Mobile Banking Market share by Transaction, 2023
FIG 12 Europe Mobile Banking Market share by Transaction, 2031
FIG 13 Europe Mobile Banking Market by Transaction, 2020 - 2031, USD Million
FIG 14 Europe Mobile Banking Market share by Country, 2023
FIG 15 Europe Mobile Banking Market share by Country, 2031
FIG 16 Europe Mobile Banking Market by Country, 2020 - 2031, USD Million
FIG 17 Recent strategies and developments: JPMorgan Chase & Co.
FIG 18 SWOT Analysis: JPMorgan Chase & Co.
FIG 19 Recent strategies and developments: HSBC Holdings plc
FIG 20 Recent strategies and developments: Wells Fargo & Company
FIG 21 SWOT Analysis: Wells Fargo & Company