LAMEA Embedded Finance Market Size, Share & Industry Trends Analysis Report By End-use, By Business Model (B2B, B2C, B2B2B and B2B2C), By Type, By Country and Growth Forecast, 2023 - 2029

The Latin America, Middle East and Africa Embedded Finance Market would witness market growth of 35.7% CAGR during the forecast period (2023-2029).

Financial services are made more practical and accessible through financial inclusion, which is supported through embedded finance. For instance, users can use their cell phones to access financial products and services whenever and from any place by integrating financial services into mobile apps. Banking inclusion has the potential to aid developing countries, where many rural residents lack access to conventional brick-and-mortar banking institutions.

Through the creation of new avenues for the delivery of financial services, embedded finance also advances financial inclusion. Particular demographics, such as low-income people, people living in rural areas, and small enterprises, are frequently challenging for traditional financial institutions to contact. By incorporating financial services into non-financial goods and services, embedded finance can offer new methods to reach disadvantaged groups with financial services. Additionally, it might heighten competition in the financial services industry, improving the quality of the goods and services offered to clients. Customers can quickly compare and select from various financial products and services, for instance, leading to better deals and better client results.

The UAE has been closely and fast following global trends in BFSI digitalization. When it comes to developing banking trends and technology, the Middle East region—and the United Arab Emirates in particular—are expanding and prospering marketplaces. The Middle East region is well-positioned to grow into the following major market for digital banking innovation in terms of untapped potential.

Middle Eastern countries are finally acknowledging the critical need for digital services that meet their needs. They are loosening the laws and regulations to keep up with changing market trends. For cashless transactions to become the new standard, regulations must be revised. As a result, the LAMEA region would see a surge in the market.

The Brazil market dominated the LAMEA Embedded Finance Market by Country in 2022 and would continue to be a dominant market till 2029; thereby, achieving a market value of $7,560.2 Million by 2029. The Argentina market is registering a CAGR of 36.5% during (2023 - 2029). Additionally, The UAE market would generate a CAGR of 35.4% during (2023 - 2029).

Based on End-use, the market is segmented into Retail, Travel & Entertainment, Manufacturing, Logistics, Healthcare and Others. Based on Business Model, the market is segmented into B2B, B2C, B2B2B and B2B2C. Based on Type, the market is segmented into Embedded Payment, Embedded Insurance, Embedded Investment, Embedded Lending and Embedded Banking. Based on countries, the market is segmented into Brazil, Argentina, UAE, Saudi Arabia, South Africa, Nigeria, and Rest of LAMEA.

Free Valuable Insights: The Worldwide Embedded Finance Market is Projected to reach USD 384.8 Billion by 2029, at a CAGR of 30.0%

The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include Stripe, Inc., Finastra Group Holdings Limited (Vista Equity Partners), Zopa Bank Limited, Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC), Transcard Payments, LLC, Fluenccy Pty Ltd., Cybrid Technology Inc., Walnut Insurance Inc., Fortis Payment Systems, LLC, and Lendflow Inc.

Scope of the Study

Market Segments Covered in the Report:

By End-use

• Retail
• Travel & Entertainment
• Manufacturing
• Logistics
• Healthcare
• Others

By Business Model

• B2B
• B2C
• B2B2B
• B2B2C

By Type

• Embedded Payment
• Embedded Insurance
• Embedded Investment
• Embedded Lending
• Embedded Banking

By Country

• Brazil
• Argentina
• UAE
• Saudi Arabia
• South Africa
• Nigeria
• Rest of LAMEA

Key Market Players

List of Companies Profiled in the Report:

• Stripe, Inc.
• Finastra Group Holdings Limited (Vista Equity Partners)
• Zopa Bank Limited
• Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC)
• Transcard Payments, LLC
• Fluenccy Pty Ltd.
• Cybrid Technology Inc.
• Walnut Insurance Inc.
• Fortis Payment Systems, LLC
• Lendflow Inc.

Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 LAMEA Embedded Finance Market, by End-use
1.4.2 LAMEA Embedded Finance Market, by Business Model
1.4.3 LAMEA Embedded Finance Market, by Type
1.4.4 LAMEA Embedded Finance Market, by Country
1.5 Methodology for the research

Chapter 2. Market Overview
2.1 Introduction
2.1.1 Overview
2.1.1.1 Market Composition & Scenario
2.2 Key Factors Impacting the Market
2.2.1 Market Drivers
2.2.2 Market Restraints

Chapter 3. Strategies deployed in Embedded Finance Market

Chapter 4. LAMEA Embedded Finance Market by End-use
4.1 LAMEA Retail Market by Country
4.2 LAMEA Travel & Entertainment Market by Country
4.3 LAMEA Manufacturing Market by Country
4.4 LAMEA Logistics Market by Country
4.5 LAMEA Healthcare Market by Country
4.6 LAMEA Others Market by Country

Chapter 5. LAMEA Embedded Finance Market by Business Model
5.1 LAMEA B2B Market by Country
5.2 LAMEA B2C Market by Country
5.3 LAMEA B2B2B Market by Country
5.4 LAMEA B2B2C Market by Country

Chapter 6. LAMEA Embedded Finance Market by Type
6.1 LAMEA Embedded Payment Market by Country
6.2 LAMEA Embedded Insurance Market by Country
6.3 LAMEA Embedded Investment Market by Country
6.4 LAMEA Embedded Lending Market by Country
6.5 LAMEA Embedded Banking Market by Country

Chapter 7. LAMEA Embedded Finance Market by Country
7.1 Brazil Embedded Finance Market
7.1.1 Brazil Embedded Finance Market by End-use
7.1.2 Brazil Embedded Finance Market by Business Model
7.1.3 Brazil Embedded Finance Market by Type
7.2 Argentina Embedded Finance Market
7.2.1 Argentina Embedded Finance Market by End-use
7.2.2 Argentina Embedded Finance Market by Business Model
7.2.3 Argentina Embedded Finance Market by Type
7.3 UAE Embedded Finance Market
7.3.1 UAE Embedded Finance Market by End-use
7.3.2 UAE Embedded Finance Market by Business Model
7.3.3 UAE Embedded Finance Market by Type
7.4 Saudi Arabia Embedded Finance Market
7.4.1 Saudi Arabia Embedded Finance Market by End-use
7.4.2 Saudi Arabia Embedded Finance Market by Business Model
7.4.3 Saudi Arabia Embedded Finance Market by Type
7.5 South Africa Embedded Finance Market
7.5.1 South Africa Embedded Finance Market by End-use
7.5.2 South Africa Embedded Finance Market by Business Model
7.5.3 South Africa Embedded Finance Market by Type
7.6 Nigeria Embedded Finance Market
7.6.1 Nigeria Embedded Finance Market by End-use
7.6.2 Nigeria Embedded Finance Market by Business Model
7.6.3 Nigeria Embedded Finance Market by Type
7.7 Rest of LAMEA Embedded Finance Market
7.7.1 Rest of LAMEA Embedded Finance Market by End-use
7.7.2 Rest of LAMEA Embedded Finance Market by Business Model
7.7.3 Rest of LAMEA Embedded Finance Market by Type

Chapter 8. Company Profiles
8.1 Stripe, Inc.
8.1.1 Company Overview
8.1.2 Recent strategies and developments:
8.1.2.1 Partnerships, Collaborations, and Agreements:
8.1.2.2 Acquisition and Mergers:
8.2 Finastra Group Holdings Limited (Vista Equity Partners)
8.2.1 Company Overview
8.2.2 Recent strategies and developments:
8.2.2.1 Partnerships, Collaborations, and Agreements:
8.2.2.2 Product Launches and Product Expansions:
8.3 Zopa Bank Limited
8.3.1 Company Overview
8.3.2 Financial Analysis
8.3.3 Recent strategies and developments:
8.3.3.1 Acquisition and Mergers:
8.4 Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC)
8.4.1 Company Overview
8.4.2 Financial Analysis
8.4.3 Segmental and Regional Analysis
8.5 Lendflow Inc.
8.5.1 Company Overview
8.5.2 Recent strategies and developments:
8.5.2.1 Partnerships, Collaborations, and Agreements:
8.5.2.2 Product Launches and Product Expansions:
8.6 Transcard Payments, LLC
8.6.1 Company Overview
8.6.2 Recent strategies and developments:
8.6.2.1 Product Launches and Product Expansions:
8.7 Fluenccy Pty Ltd.
8.7.1 Company Overview
8.8 Cybrid Technology Inc.
8.8.1 Company Overview
8.9 Walnut Insurance Inc.
8.9.1 Company Overview
8.9.2 Recent strategies and developments:
8.9.2.1 Partnerships, Collaborations, and Agreements:
8.10. Fortis Payment Systems, LLC
8.10.1 Company Overview
8.10.2 Recent strategies and developments:
8.10.2.1 Acquisition and Mergers:

TABLE 1 LAMEA Embedded Finance Market, 2019 - 2022, USD Million
TABLE 2 LAMEA Embedded Finance Market, 2023 - 2029, USD Million
TABLE 3 LAMEA Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 4 LAMEA Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 5 LAMEA Retail Market by Country, 2019 - 2022, USD Million
TABLE 6 LAMEA Retail Market by Country, 2023 - 2029, USD Million
TABLE 7 LAMEA Travel & Entertainment Market by Country, 2019 - 2022, USD Million
TABLE 8 LAMEA Travel & Entertainment Market by Country, 2023 - 2029, USD Million
TABLE 9 LAMEA Manufacturing Market by Country, 2019 - 2022, USD Million
TABLE 10 LAMEA Manufacturing Market by Country, 2023 - 2029, USD Million
TABLE 11 LAMEA Logistics Market by Country, 2019 - 2022, USD Million
TABLE 12 LAMEA Logistics Market by Country, 2023 - 2029, USD Million
TABLE 13 LAMEA Healthcare Market by Country, 2019 - 2022, USD Million
TABLE 14 LAMEA Healthcare Market by Country, 2023 - 2029, USD Million
TABLE 15 LAMEA Others Market by Country, 2019 - 2022, USD Million
TABLE 16 LAMEA Others Market by Country, 2023 - 2029, USD Million
TABLE 17 LAMEA Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 18 LAMEA Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 19 LAMEA B2B Market by Country, 2019 - 2022, USD Million
TABLE 20 LAMEA B2B Market by Country, 2023 - 2029, USD Million
TABLE 21 LAMEA B2C Market by Country, 2019 - 2022, USD Million
TABLE 22 LAMEA B2C Market by Country, 2023 - 2029, USD Million
TABLE 23 LAMEA B2B2B Market by Country, 2019 - 2022, USD Million
TABLE 24 LAMEA B2B2B Market by Country, 2023 - 2029, USD Million
TABLE 25 LAMEA B2B2C Market by Country, 2019 - 2022, USD Million
TABLE 26 LAMEA B2B2C Market by Country, 2023 - 2029, USD Million
TABLE 27 LAMEA Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 28 LAMEA Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 29 LAMEA Embedded Payment Market by Country, 2019 - 2022, USD Million
TABLE 30 LAMEA Embedded Payment Market by Country, 2023 - 2029, USD Million
TABLE 31 LAMEA Embedded Insurance Market by Country, 2019 - 2022, USD Million
TABLE 32 LAMEA Embedded Insurance Market by Country, 2023 - 2029, USD Million
TABLE 33 LAMEA Embedded Investment Market by Country, 2019 - 2022, USD Million
TABLE 34 LAMEA Embedded Investment Market by Country, 2023 - 2029, USD Million
TABLE 35 LAMEA Embedded Lending Market by Country, 2019 - 2022, USD Million
TABLE 36 LAMEA Embedded Lending Market by Country, 2023 - 2029, USD Million
TABLE 37 LAMEA Embedded Banking Market by Country, 2019 - 2022, USD Million
TABLE 38 LAMEA Embedded Banking Market by Country, 2023 - 2029, USD Million
TABLE 39 LAMEA Embedded Finance Market by Country, 2019 - 2022, USD Million
TABLE 40 LAMEA Embedded Finance Market by Country, 2023 - 2029, USD Million
TABLE 41 Brazil Embedded Finance Market, 2019 - 2022, USD Million
TABLE 42 Brazil Embedded Finance Market, 2023 - 2029, USD Million
TABLE 43 Brazil Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 44 Brazil Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 45 Brazil Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 46 Brazil Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 47 Brazil Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 48 Brazil Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 49 Argentina Embedded Finance Market, 2019 - 2022, USD Million
TABLE 50 Argentina Embedded Finance Market, 2023 - 2029, USD Million
TABLE 51 Argentina Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 52 Argentina Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 53 Argentina Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 54 Argentina Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 55 Argentina Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 56 Argentina Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 57 UAE Embedded Finance Market, 2019 - 2022, USD Million
TABLE 58 UAE Embedded Finance Market, 2023 - 2029, USD Million
TABLE 59 UAE Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 60 UAE Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 61 UAE Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 62 UAE Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 63 UAE Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 64 UAE Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 65 Saudi Arabia Embedded Finance Market, 2019 - 2022, USD Million
TABLE 66 Saudi Arabia Embedded Finance Market, 2023 - 2029, USD Million
TABLE 67 Saudi Arabia Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 68 Saudi Arabia Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 69 Saudi Arabia Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 70 Saudi Arabia Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 71 Saudi Arabia Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 72 Saudi Arabia Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 73 South Africa Embedded Finance Market, 2019 - 2022, USD Million
TABLE 74 South Africa Embedded Finance Market, 2023 - 2029, USD Million
TABLE 75 South Africa Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 76 South Africa Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 77 South Africa Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 78 South Africa Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 79 South Africa Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 80 South Africa Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 81 Nigeria Embedded Finance Market, 2019 - 2022, USD Million
TABLE 82 Nigeria Embedded Finance Market, 2023 - 2029, USD Million
TABLE 83 Nigeria Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 84 Nigeria Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 85 Nigeria Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 86 Nigeria Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 87 Nigeria Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 88 Nigeria Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 89 Rest of LAMEA Embedded Finance Market, 2019 - 2022, USD Million
TABLE 90 Rest of LAMEA Embedded Finance Market, 2023 - 2029, USD Million
TABLE 91 Rest of LAMEA Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 92 Rest of LAMEA Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 93 Rest of LAMEA Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 94 Rest of LAMEA Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 95 Rest of LAMEA Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 96 Rest of LAMEA Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 97 Key information – Stripe, inc.
TABLE 98 Key Information – Finastra Group Holdings Limited
TABLE 99 Key Information – Zopa Bank Limited
TABLE 101 Key Information – Lendflow Inc.
TABLE 102 Key Information – Transcard Payments, LLC
TABLE 103 Key Information – Fluenccy Pty Ltd.
TABLE 104 Key Information – Cybrid Technology Inc.
TABLE 105 Key Information – Walnut Insurance Inc.
TABLE 106 Key Information – Fortis Payment Systems, LLC

List of Figures
FIG 1 Methodology for the research
FIG 2 LAMEA Embedded Finance Market Share by End-use, 2022
FIG 3 LAMEA Embedded Finance Market Share by End-use, 2029
FIG 4 LAMEA Embedded Finance Market by End-use, 2019 - 2029, USD Million
FIG 5 LAMEA Embedded Finance Market Share by Business Model, 2022
FIG 6 LAMEA Embedded Finance Market Share by Business Model, 2029
FIG 7 LAMEA Embedded Finance Market by Business Model, 2019 - 2029, USD Million
FIG 8 LAMEA Embedded Finance Market Share by Type, 2022
FIG 9 LAMEA Embedded Finance Market Share by Type, 2029
FIG 10 LAMEA Embedded Finance Market by Type, 2019 - 2029, USD Million
FIG 11 LAMEA Embedded Finance Market Share by Country, 2022
FIG 12 LAMEA Embedded Finance Market Share by Country, 2029
FIG 13 LAMEA Embedded Finance Market by Country, 2019 - 2029, USD Million
FIG 14 Recent strategies and developments: Stripe, Inc.
FIG 15 Recent strategies and developments: Finastra Group Holdings Limited
FIG 16 Recent strategies and developments: Lendflow Inc.